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Auto Insurance

Insuring your car is important for protecting your investment and complying with Tennessee law. TN law requires all drivers to maintain minimum levels of bodily injury and property damage liability coverage. The legal requirements include $25,000 per person and $50,000 per accident for bodily injury coverage, plus $15,000 in property damage coverage. If you fail to maintain minimum coverage levels, the state can suspend your license. Proof of insurance is required whenever you are involved in an accident or get pulled over by law enforcement. Most insurers offer additional types of insurance for purchase that cover collision/comprehensive, medical payments, rental cars and uninsured motorists.