CDL Insurance

Tennessee law requires auto insurance for both personal and commercial uses. Commercial insurance is an important tool for ensuring that your business runs smoothly. Commercial policies have higher liability limits than personal ones, and you should keep in mind several factors that affect the rate you pay. Safety devices like GPS or an anti-theft system can help reduce your premiums. Geographic location also plays a role in determining your premiums, especially if your business is located in an area prone to extreme weather, high traffic levels or a high crime rate. Storing vehicles in an indoor garage or secure parking lot is a mitigating factor that can lower premiums. Also, selecting a higher deductible will lower premiums.