Driving Records

Your driving habits could cost you more (or less) on insurance, depending upon what is in your driving record. Your driving record details the violations and citations that you have racked up over time. Insurers will use this data in determining your premiums. A clean, accident-free record can be used to your advantage to reduce premiums. Your record will also reflect the completion of driver safety and refresher courses, which can also help secure discounts. If you're considering becoming a commercial driver, your record while also show which endorsements you have. Commercial activities like driving a school bus or tank vehicle require different endorsements, so your driving record is a good starting point for learning what you need.